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DANIEL I KANDEL is your FHA certified appraisal company

DANIEL I KANDEL is FL state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to call DANIEL I KANDEL, as we are approved and certified to perform FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact DANIEL I KANDEL if you need an appraisal done for an FHA-secured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is secured by them. The lending organization provides all the finances; the FHA simply backs the loan through mortgage insurance in case the borrower does not pay off his or her loan. Low-income and moderate-income consumers benefit from an FHA-insured loan; the point of the Federal Housing Administration is to assist credit-worthy potential buyers to meet expectations and necessities for lenders that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration offers are excessively helpful to consumers with less starting income.

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