Need an appraisal in Weston/Ft. Lauderdale or Broward County?
See the top seven reasons why FL homeowners order from DANIEL I KANDEL:
Need help determining the value of your home in or near Weston/Ft. Lauderdale, FL?
At DANIEL I KANDEL, we understand the particular needs of a consumer in need of appraisal services. Our usual business clients understand the appraisal process and the standard reporting formats. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at DANIEL I KANDEL, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value opinion than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. At DANIEL I KANDEL, we're seasoned in helping clients just like you do away with unneeded and unwanted PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in a region that is going down. This means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from DANIEL I KANDEL is your chief weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be disadvantageous from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. DANIEL I KANDEL can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? DANIEL I KANDEL offers field reviews where we go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.