Attention homeowners: Real estate appraisal services for in Weston/Ft. Lauderdale and Broward County
Here are the top reasons FL homeowners call on DANIEL I KANDEL:
Do you own a house in or near Weston/Ft. Lauderdale? Do you need help determining the price of your real estate?
We at DANIEL I KANDEL understand the particular needs of a consumer looking for appraisal services. Our regular business clients are used to the appraisal process and the usual reporting formats. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experienced in helping consumers just like you rid themselves of undesirable PMI insurance.
Challenging property tax assessments
Lets say you live in a region that's declining -- your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from DANIEL I KANDEL is your strongest weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. DANIEL I KANDEL can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? DANIEL I KANDEL can help with that too. Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.