Need an appraisal in Weston/Ft. Lauderdale or Broward County?
Here are the top seven reasons why FL homeowners need DANIEL I KANDEL:
Need help deciding the price of your home in or near Weston/Ft. Lauderdale, FL?
We at DANIEL I KANDEL understand the special needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at DANIEL I KANDEL, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
Appraisals to remove PMI
A fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are veterans in helping people just like you dismiss unnecessary PMI insurance.
Challenge Tax Assessment
If you live in a local area that is going down or is not appreciating as much as other homes close to yours, your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from DANIEL I KANDEL is your best weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. DANIEL I KANDEL can provide you with a professional appraisal to help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.